Powering real estate
financing, backed by crypto
Home of the first 30-year crypto-backed mortgage. Secure custodians, fixed rates, and no asset liquidation required.
You shouldn't be limited by outdated financial systems
We started Milo to make U.S. real estate ownership possible for qualified buyers overlooked by traditional banks. First, it was international clients without U.S. credit. Now, crypto holders whose assets aren't recognized.
We help crypto-native buyers use their BTC or ETH to unlock real estate financing without selling. At Milo, we believe crypto opens doors, starting with your own.
Mission
Empower crypto investors to turn digital wealth into real-world opportunities, starting with homeownership.
Vision
A world where crypto holders build lasting wealth through real estate, without selling and without compromise.
"Milo was built in one of the most regulated environments, the mortgage industry. That legacy of discipline, compliance, and transparency is core to how we operate today. We protect your assets, data and your trust at every step." - Josip Rupena, Milo CEO
The Milo story
2018
Established
Milo LLC was founded in Miami, FL by Josip Rupena with the dream of reshaping mortgages for global consumers.
2019
The beginning
Milo opened a second office in Colombia and began development of our first digital mortgage product.
Digital application
Milo’s first digital 100% online application submitted, and loan originated.
2020
10th hire in U.S. - product team
With a focus on technology our 10th hire marked the start of our product management team.
2021
$400 million in applications processed
In 2021, Milo processed over $400 million in applications from applicants in 62 countries.
2022
1st Crypto Mortgage
We launched the world's 1st Crypto Mortgage in April 2022.
$17 million in Series A
We raised $17 million in our Series A led by M13.
$10 million in Crypto
In July 2022, $10 million in Crypto Mortgage loans were originated.
2023
$200 million in applications processed
In 2023, Milo processed over $200 million in applications from applicants in 93 countries.
50 best startups to work for in Miami
Milo was named one of the best places to work in Miami on the Built In list.
2024
SOC 2 Type II Certification
Milo achieves SOC 2 Type II certification, affirming the highest standards of data security. Visit our Milo Trust Center.
Launched Crypto Loan product
Milo expanded its product suite to include short-term crypto-backed loans.
2025
Over $65 million in Crypto Mortgages
Milo surpasses $65 million in total loan volume for its premier crypto product, the crypto mortgage.