Our mission

Building a digital bank to provide financial solutions for global consumers. Let's Unlock What's Possible!

Coworkers sitting at a table working together

Our vision

Reimagining the way global consumers access credit and financial services in a borderless world. We have built the first digital home lending solution to buy U.S. real estate or cash out their equity.

QED Investors
Meta Prop
10 X

A global team for a global consumer

We are a diverse team that’s dedicated to helping our clients. We pride ourselves on integrity, embrace our curiosity, work with perseverance, and find solutions that are simple, fast & obvious.

A global team for a global consumer

Breaking investment boundaries

"Throughout my career, from Goldman Sachs to Morgan Stanley, I saw firsthand how global investors faced barriers in the U.S. market. It wasn't due to a lack of funds or credibility but systemic limitations. This realization led to the birth of Milo. We’re not just a fintech company; we’re on a mission to make U.S. investments accessible and seamless for everyone, regardless of where they're from." - Josip Rupena, Milo CEO

Breaking investment boundaries

Facts and figures about Milo

We have an amazing team and group of investors rethinking what is possible. Our team is multi-lingual, multi-cultural and multi-talented.












Years Experience

Our values


Always do what is right and fair - for our clients, our partners, and our company.

Simple, Fast, Obvious

Create simple solutions. Move fast. Build trust through the process.


Our team is always learning! We're not afraid to ask questions, make mistakes, and find new ways.


We work hard through our challenges, commit to a plan, and never give up in the process!

The Milo story



Milo LLC was founded in Miami, FL by Josip Rupena with the dream of reshaping mortgages for global consumers.


The beginning

Milo opened a second office in Colombia and began development of our first digital mortgage product.

Digital application

Milo’s first digital 100% online application submitted, and loan originated.


10th hire in U.S. - product team

With a focus on technology our 10th hire marked the start of our product management team.


$400 million in applications processed

In 2021, Milo processed over $400 million in applications from applicants in 62 countries.


1st Crypto Mortgage

We launched the world's 1st Crypto Mortgage in April 2022.

$17 million in Series A

We raised $17 million in our Series A led by M13.

$10 million in Crypto

In July 2022, $10 million in Crypto Mortgage loans were originated.


$200 million in applications processed

In 2023, Milo processed over $200 million in applications from applicants in 93 countries.

50 best startups to work for in Miami

Milo was named one of the best places to work in Miami on the Built In list.

Join the milo story and journey

Contact us today and see how you can be a part of Milo and Unlock What’s Possible.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127


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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.