Will Milo pull my credit for a crypto mortgage?

Milo will only complete a credit pull after you’ve finished your application and signed both your Loan Estimate and Intent to Proceed documents. This ensures that a hard credit inquiry only happens once you’ve decided to move forward with the loan. For U.S. citizens and residents, a minimum credit score of 660 is required. Credit is reviewed to confirm you are in good standing, but it is not the sole factor in your approval since your crypto pledge is the primary qualifying element. By waiting until later in the process, you can explore your options and understand your loan terms before any impact is made to your credit profile.