Financing designed for modern investors
Maintain complete custody of your crypto while expanding your real estate holdings on your terms. Use your Bitcoin or Ethereum to qualify for a 2nd home or investment property.
A smarter way to invest
Your property qualifies you, not your income
Ideal for investors, entrepreneurs, & self employed who don’t fit into the traditional mortgage box.
Use your crypto, keep your custody
Hold Bitcoin or Ethereum in your own wallet and still use it to qualify as liquid reserves.
Interest-only payment option
Lower your monthly expenses and maximize cash flow.
Available to U.S. & global investors
Purchase investment properties in the U.S. No residency or citizenship required.
Self-custody mortgage terms
Recognized reserves
Fiat, Bitcoin & Ethereum
Interest rate
7-8%
Custody
Self-custody
Loan term
30-year fixed, interest only
Loan amount
Starting at $200,000
LTV
Up to 75%
Choose how to qualify with Milo
Whether you're leveraging rental income or crypto holdings, Milo offers two powerful ways to finance your investment property.
Want to use your crypto as collateral? Start with a crypto mortgage.
Self-custody mortgage
Crypto-backed mortgage
Best for
Maintaining full control of your crypto
Increasing your purchasing power
Crypto required
Not required, optional
Yes, pledge 1x property value
Crypto usage
Included with assets to qualify
Used as collateral
Crypto custody
Self-custody
Held with 3rd party custodian - Coinbase & BitGo
Loan-to-value (LTV)
Up to 75%
Up to 100%, no down payment
Calculate your mortgage terms
Run the numbers on your next property. Estimate payments, loan size, and more with our mortgage calculator.
Looking to refinance or cash out? Explore rates & terms.