Real estate backed by your crypto

Use your crypto as collateral with up to 100% financing, without selling your Bitcoin or Ethereum.

What’s a crypto mortgage?

A crypto mortgage allows you to use your Bitcoin or Ethereum as collateral to buy real estate. Without selling your digital assets, you can unlock up to 100% financing!

Your crypto, your home

No down payment

Get up to 100% home financing with zero cash down.

Hold your crypto

Use BTC/ETH as collateral to avoid selling, taxes, and lost upside.

Wealth stacking

Keep the upside of your crypto while building real estate equity.

Secure custody

Your crypto remains securely held by industry leaders - BitGo & Coinbase.

Crypto mortgage terms

Collateral accepted

Bitcoin & Ethereum

Interest rate

8-10%

Collateral

Pledge 1x property value

Loan term

30-year fixed

Loan amount

Starting at $275,000

LTV

Up to 100%

Qualify for a mortgage in just minutes with Milo's crypto-backed mortgage. Pledge BTC or ETH with our secure custodian to access funds hassle-free. Learn more about how this process works and how you can take advantage of the benefits of your cryptocurrency while buying a new home.

Qualify for a mortgage with crypto

Whether you're a long-term holder or an active investor, Milo lets you leverage your crypto to invest in U.S. real estate. Access up to 100% LTV to purchase without selling your assets.

Interested in getting cash for other real estate projects? Start with a crypto loan.

Crypto-backed mortgage

Self-custody mortgage

Best for

Increasing your purchasing power

Maintaining full control of your crypto

Crypto required

Yes, pledge 1x property value

Not required, optional

Crypto usage

Used as collateral

Included with assets to qualify

Crypto custody

Held with 3rd party custodian - Coinbase & BitGo

Self-custody

Loan-to-value (LTV)

Up to 100%, no down payment

Up to 75%

Use your Bitcoin to buy a home

See what your interest rate and monthly payment could look like.

See programs available in your state

FL

State

Crypto mortgage

Yes

Investment mortgage

Yes

Crypto loan

Yes

  • If your state is not supported, check back soon or contact us

Frequently asked questions

Ready for your crypto
mortgage?

Apply now to lock in your best rate in 10 minutes or less.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

FacebookTwitterInstagramLinkedInDiscord

Copyright 2025. All rights reserved.

License
Privacy policy
Terms of Service
SOC2 Certification

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.