Crypto loan rates as low as 7.75% (12.75% APR)

Borrow cash against your Bitcoin or Ethereum safely. No prepayment fees. Full collateral protection guaranteed.

$65M+ in crypto mortgages funded. Now we’re bringing that
expertise to your crypto loan.

Security

Crypto stored with qualified
custodians - Coinbase & BitGo

Low monthly payments

Interest only monthly payments
that work with your budget

Integrity

Client asset safety, no
rehypothecation

Speed

24 hour funding with no credit
checks when you need cash fast

Flexible

No prepayment penalty - pay us
back on your timeline

Transparency

No hidden fees or surprises – all
terms clearly presented upfront

Crypto loan terms

Crypto accepted

Bitcoin & Ethereum

Interest rate

As low as 7.75%*

Collateral

Pledge 2x loan amount

Loan term

1 year, plus extensions

Loan amount

Starting at $75,000

Margin call

67% LTV

Crypto loan terms

Get the capital you need
for real estate, business,
or other major milestones

Downpayment

Get cash to buy your dream primary home - even if you are using another mortgage lender.

Home upgrades

Renovate your home and kick off a new home improvement project.

Investment

Feeling bullish? Use a loan, get cash and buy more crypto. Pay off the principal when your crypto appreciates in value.

Find the right crypto loan solution

Leverage your digital assets without selling them. Whether you're investing in real estate or need funds for immediate goals, our crypto solutions offer competitive rates and flexible terms—all secured by trusted custodians.

Crypto mortgage

Crypto loan

Use case

Second or investment properties

Downpayment for primary property

Rate

8% - 10%

As low as 7.75%
(12.75% APR)

Collateral required

1x property value

2x loan amount

Secure custodian

BitGo & Coinbase

BitGo & Coinbase

Prepayment penalty

No

No

Access cash without selling your bitcoin

Low interest rates, secure collateral and no rehypothecation.

$969

Monthly Payment

Interest Rate

7.750%

Collateral Required

4.335 BTC

Crypto Ratio

3:1

$994

Monthly Payment

Interest Rate

7.950%

Collateral Required

2.890 BTC

Crypto Ratio

2:1

* Terms

  • The loan terms simulated above are based on the price of BTC being $103,794.

  • Interest rates displayed above and are subject to change without notice and are only indicative.

  • Monthly payments are interest only followed by a balloon payment at maturity.

  • Interest rates shown exclude a 5% origination fee. APR starts at 12.75%.

Frequently asked questions

Ready to get started?

Unlock the power of your crypto wealth today. Use Milo's crypto loans to fund your next big move.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.