How does a Crypto Mortgage compare to selling my crypto?

When you sell crypto to fund a down payment, you trigger capital gains taxes, lose future appreciation on those coins, and permanently exit your position. A Milo Crypto-Backed Mortgage lets you keep your crypto as collateral while buying a home so you benefit from both real estate appreciation and continued crypto growth. Our Mortgage Comparison Calculator models this side by side: in a typical scenario with $1M home purchase and BTC used as collateral, borrowers retain over $1.6M more in long-term wealth compared to selling. The math strongly favors keeping your crypto.

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