Is there a seasoning period when applying for a crypto mortgage loan?

Milo does not require a seasoning period for your crypto funds. Both long-held and newly purchased assets can be used, as long as they can be transferred to our approved custodian before closing.

Some exchanges and wallets may impose their own seasoning period, usually to comply with anti-money laundering or fraud-prevention policies. This means there could be a delay between when you purchase crypto and when you are able to move it off the platform.

Because of this, we recommend making sure you have enough transferable crypto ready for the transaction, along with additional reserves if needed, to avoid last-minute issues or delays in funding.