What fees should I expect with a crypto mortgage?

Milo charges a loan origination fee and a small underwriting fee. You’ll also be responsible for third-party costs such as the property appraisal, title search, and insurance. Altogether, fees typically total about 2% to 4% of the loan amount, which is in line with standard mortgage costs and can help you plan ahead.

If you pledge crypto at a 1:1 ratio, you can access up to 100% financing with no down payment, making these fees your primary upfront costs. If you use crypto as reserves, you’ll contribute fiat for the down payment in addition to standard closing costs. In both cases, your Milo loan consultant will provide a Loan Estimate early in the process so you know exactly what to expect before moving forward.