What happens if my collateral value decreases?

Nothing will happen if your collateral value fluctuates within normal market ranges. A margin call is only triggered once the value of your pledged crypto falls beyond a certain threshold. - At a **2:1 collateral ratio** (50 LTV), a margin call occurs if your collateral drops by about 25% from its original level. When this happens, Milo will notify you through your dashboard, and you’ll have **72 hours to respond**. During this time, you can either add more collateral or make a principal payment to bring the loan-to-value ratio back in line. If no action is taken within that window and the value continues to fall, a portion of your pledged crypto may be liquidated at the current market value to protect the loan. You can track your real-time collateral position, margin thresholds, and requirements directly in the Milo dashboard, giving you full visibility and control.