What is the margin call process like for a crypto loan?
A margin call is issued if the value of your pledged crypto falls beyond certain threshold:
At a 2:1 collateral ratio (50 LTV), a margin call occurs if your collateral drops by about 25% from its original level.
When this happens, Milo will notify you immediately by email and through your dashboard. You’ll have 72 hours to take action, either by adding more collateral or making a principal payment to bring your loan-to-value ratio back in line.
If no action is taken within that window and the value continues to fall, Milo may liquidate a portion of your pledged crypto at current market value to restore balance. You can always track your live collateral status and margin thresholds directly in your Milo dashboard, so you know exactly where you stand.