Refinance your mortgage with crypto

Borrow up to 100% of your existing home's value by leveraging your BTC, ETH or USDC assets.

What’s a crypto refinance?

Our crypto refinance enables borrowers to cash-out up to 100% of their property’s appraised value by pledging their crypto assets. Explore our BTC, ETH and USDC refinance programs to see which collateral option works best for you.

Benefits of a
crypto refinance

Keeping your crypto is just as important as buying it. Unlock your property’s equity without having to sell your crypto.


Refinance up to $5 million

For investment properties


Borrow up to 100%

Maximize your cash-out


Quick application

100% online


Safe & trusted custodian

BitGo and Coinbase


Diversify your portfolio

Access cash and invest


Collateral accepted


What can your home
equity do for you?

By leveraging your crypto and home, you can access amazing fixed rates depending on your financial situation.

Loan amount


Crypto value required





30 years

Interest-only period

10 years

Closing time

2 - 4 weeks

Loan example based on a $1,000,000 refinance.

How it works

Qualify in minutes, pledge crypto with our reputable,
insured custodian and close in weeks!

Qualify in minutes, pledge crypto with our reputable, insured custodian and close in weeks!


Select your offer


Sign your loan agreement


Pay for an appraisal


Deposit your collateral


Close your mortgage

Unlock new financial opportunities with Milo's crypto-backed mortgage refinance. Pledge BTC, ETH, or USDC with our secure custodian for hassle-free cash-out on your home equity. Enjoy lower interest rates, flexible repayment terms, and qualify in minutes. Apply today.

Frequently asked

Ready for your
crypto refinance?

Sign up for Milo to begin an application and receive an offer in less than 10 minutes.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127


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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.