Milo Now Accepts XRP as Collateral for Crypto Loans

Milo is expanding crypto-backed lending to XRP. Starting today, XRP holders can use their assets as collateral to borrow through Milo, without selling a single token.

For years, most crypto lending has centered on two assets: Bitcoin and Ethereum. If you held either, you had options. If you held XRP, you mostly did not. That never reflected the size or the seriousness of the XRP community. It reflected where lenders chose to focus. We think that gap has gone unaddressed for too long.

An asset the market overlooked

XRP is one of the oldest and most widely held digital assets. It was built for a specific job: moving value quickly and cheaply across borders, and settling payments in seconds rather than days. That utility has earned it a large, global base of long-term holders who believe in what the asset is for.

Despite all of that, XRP holders have had few practical ways to put their holdings to work. When you needed cash, the usual answer was the one no committed holder wants to hear: sell. Selling means giving up your position and, often, triggering a taxable event. For people who plan to hold for the long run, that is a poor trade.

Milo exists to solve exactly this kind of problem. We built our business on a simple idea: your crypto can do more for you than sit idle, and you should not have to sell it to access its value.

Borrow against your XRP, without selling

With XRP-backed lending, you pledge your XRP as collateral and borrow against it. You keep your exposure to the asset. You keep your long-term position. And you get access to liquidity you can use for whatever matters to you.

We are keeping this announcement high level on purpose. Rates, loan amounts, eligibility, and the full mechanics all live on our website, where they are laid out clearly and kept current. If you want the specifics, that is the place to find them.

What matters here is the principle: XRP holders now have a real option that did not exist for them before.

Use your crypto, keep your crypto

This is the same approach that has defined Milo from the start. We help crypto holders unlock the value of their assets without forcing them to choose between liquidity and ownership. Adding XRP is a natural extension of that mission, and a response to a community that has been asking for it.

Crypto lending should not be limited to one or two assets. As the market matures, people who hold serious positions in other established assets deserve serious products too. XRP holders are high on that list.

Getting started

If you hold XRP and want to see what borrowing against it could look like, you can review the details and get started at milo.io. Eligibility requirements apply and all loans are subject to approval.

We built this for holders who believe in what they own. If that is you, we would like to help you make it work harder. See what is possible at milo.io.

The opinions expressed in the Blog are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security or investment product.