What happens if the value of my crypto goes down?

If you’ve pledged crypto as collateral, a margin call is generally issued once the value of your collateral drops by about 69% from its original level. The exact margin call threshold may vary depending on your loan terms, but you’ll always be able to clearly track your specific requirements within your Milo dashboard.

When a margin call occurs, you’ll have 72 hours to respond. During this time, you can either pledge additional crypto or make a principal payment to restore your loan-to-value ratio.

If no action is taken within that timeframe and the value continues to fall, a portion of your collateral may be liquidated to protect the loan.

If you’re using crypto as reserves, there is no margin call risk since your assets remain unpledged and in your self-custody.


Related questions

What is the margin call process like for a crypto mortgage?

Can't find what you are looking for?

Send us a message and we'll reach out to you.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

FacebookTwitterInstagramLinkedInDiscord

Copyright 2025. All rights reserved.

License
Privacy policy

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.