Home Inspection

A home inspection is a buyer-ordered evaluation of the physical condition of a property, conducted by a licensed home inspector before purchase. It covers structure, roof, electrical, plumbing, HVAC, and major systems. The inspector produces a written report identifying defects, safety issues, and recommended repairs.

Home inspections are separate from the lender's appraisal — the appraiser evaluates value, the inspector evaluates physical condition. Both happen during the contract period and either can affect the deal: failed inspection findings often lead to repair credits or renegotiated price.

Why it matters for Milo customers

Milo doesn't require a home inspection (the appraisal does), but strongly recommends one for any purchase. Inspections cost $400-$800 and routinely save buyers far more by uncovering issues that could derail financing — particularly important when collateral structure includes a Milo crypto-backed mortgage where condition matters for the loan's lifetime.

Related terms

AppraisalClosing CostsUnderwritingEarnest Money Deposit
Home EquityHot Wallet

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Miami, FL 33127

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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

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