What’s a crypto mortgage?
A crypto mortgage allows you to use your Bitcoin or Ethereum as collateral to buy real estate. Without selling your digital assets, you can unlock up to 100% financing!
Your crypto, your home
Qualify with your crypto
Use your Bitcoin or Ethereum to qualify for mortgage approval.
Hold your crypto
Keep your crypto and its growth potential - selling is not required.
Secure custody
Your crypto remains securely held by industry leaders - BitGo & Coinbase.
No downpayment
Get up to 100% home financing with zero cash down.
Crypto mortgage terms
Collateral accepted
Bitcoin & Ethereum
Interest rate
9% - 10%
Collateral
Pledge 1x property value
Loan term
30-year fixed, interest only
Loan amount
Starting at $275,000
LTV
Up to 100%

Qualify for a mortgage with crypto
Whether you're a long-term holder or an active investor, Milo lets you leverage your crypto to invest in U.S. real estate. Access up to 100% LTV to purchase without selling your assets.
Buying a primary home? Start with a crypto loan
Our products
Crypto mortgage
Investment mortgage
Goal
Leverage crypto without selling
Use crypto to qualify, fiat to fund
Best for
Long-term holders
Diversified investors
Custody
Coinbase or BitGo
Self-custody
Rate
9% - 10%
7% - 8%
LTV
Up to 100%
Up to 70%