How much could I save by not selling my crypto?

The savings depend on your specific situation how much crypto you hold, your cost basis, your capital gains tax rate, and how much you expect your crypto to appreciate. In a typical scenario with a $1M home and Bitcoin at $100k (cost basis $20k), using a Crypto-Backed Mortgage instead of selling generates a wealth advantage of over $1.6 million over 5 years primarily by avoiding capital gains tax and preserving your crypto's future upside. Use Milo's Mortgage Comparison Calculator to run the numbers with your own inputs.