Collateral Top-Up

A collateral top-up is when a borrower sends additional crypto to the lender's custody address to strengthen the loan's collateral position. Some borrowers top up proactively when prices dip; others do it in response to a margin call.

Top-ups are returned to the borrower at payoff, same as the original collateral. They're a low-friction way to handle volatility without selling crypto or paying down principal.

Why it matters for Milo customers

If Bitcoin or Ethereum drops sharply, Milo borrowers can add more crypto to bring LTV back inside the safe band. This avoids selling, avoids triggering a taxable event, and keeps the loan in good standing.

Related terms

Margin CallLoan-to-Value (LTV) on CryptoCrypto CollateralCrypto-Backed Mortgage
Cold WalletConforming Loan

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Miami, FL 33127

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