Loan Estimate

The Loan Estimate (LE) is a standardized three-page federal form lenders are required to provide within 3 business days of a complete mortgage application. It replaced the older Good Faith Estimate (GFE) under 2015 TRID rules.

The LE itemizes: loan terms (rate, amount, term), projected monthly payment, estimated closing costs broken into categories, cash needed to close, and key disclosures like prepayment penalties and balloon payments. Borrowers compare LEs across lenders to choose the best offer.

Why it matters for Milo customers

Milo issues a Loan Estimate on every mortgage application. The LE makes it easy to compare Milo's crypto-backed mortgage costs against conventional alternatives — apples-to-apples on rate, fees, and total cost over the loan term.

Related terms

Closing DisclosureClosing CostsOrigination FeeAPR (Annual Percentage Rate)
LiquidityLoan-to-Value Ratio (LTV)

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Miami, FL 33127

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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

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