Oracle (Crypto)

In crypto lending, an oracle is the price data source that determines collateral value at any moment. Oracles can pull from a single exchange, an aggregated price index, or a decentralized network of price feeds. The oracle's reported price is what triggers margin calls, liquidations, and LTV calculations.

Oracle risk is real: if the oracle lags during volatility, gets manipulated by a low-liquidity exchange print, or suffers an outage, a borrower's loan can appear underwater even when the true market price hasn't moved that much. In DeFi this can trigger instant automated liquidation at unfavorable prices.

Why it matters for Milo customers

Milo uses aggregated institutional price feeds — not a single exchange or volatile DEX print — to mark collateral. Combined with manual review before any liquidation action, this gives Milo borrowers protection that fully-automated DeFi protocols can't match.

Related terms

Margin CallLiquidationCollateral Top-UpSmart Contract
Open-Term LoanOrigination

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