Qualified Custodian

A qualified custodian is an institution legally permitted to hold client digital assets under U.S. securities and banking regulations. Examples include state-chartered trust companies (BitGo, Anchorage, Coinbase Custody Trust), national banks with digital-asset charters, and SEC-registered broker-dealers.

For a crypto-backed mortgage, your collateral is transferred to a qualified custodian for the life of the loan. The custodian segregates client assets from its own balance sheet, reducing the risk of loss in the event of lender insolvency.

Why it matters for Milo customers

Milo uses Coinbase and BitGo as qualified custodians for pledged collateral. Both are SOC 2 Type II audited, regulated, and insured — meaning your crypto is held to the same operational standards as institutional assets.

Related terms

Crypto CollateralRehypothecationProof of ReservesSelf-Custody
Proof of ReservesRate-and-Term Refinance

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

FacebookTwitterInstagramLinkedInDiscord

    Lending

  • Explore your options
  • Crypto-backed mortgage
  • Self-custody mortgage
  • Crypto-backed loan
  • Investment refinance

Copyright 2026. All rights reserved.

License
Privacy policy
Terms of Service
SOC2 Certification

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.