Self-Custody

Self-custody means the crypto's private keys live on hardware or software that only you control — a Ledger, Trezor, or properly secured software wallet. No exchange, no custodian, no third party can freeze or misuse your assets.

The trade-off is personal responsibility: there's no customer support line if you lose your seed phrase. For a crypto-backed mortgage, you'll temporarily transfer collateral out of self-custody into a qualified custodian for the life of the loan, then move it back after payoff.

Why it matters for Milo customers

Milo's self-custody mortgage product lets you keep your private keys throughout the loan. Crypto stays in your wallet and counts as financial reserves to qualify — never transferred, never under lender control.

Related terms

Cold WalletHot WalletQualified CustodianMulti-Signature Wallet
SecuritizationSelf-Custody Mortgage

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127

FacebookTwitterInstagramLinkedInDiscord

    Lending

  • Explore your options
  • Crypto-backed mortgage
  • Self-custody mortgage
  • Crypto-backed loan
  • Investment refinance

Copyright 2026. All rights reserved.

License
Privacy policy
Terms of Service
SOC2 Certification

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.