Discover your
purchasing power

How we compare to
traditional banks

There are lots of ways to qualify for a mortgage. Milo has numerous options because no two customers are the same.

Qualifying income




Bank statements

Asset utilization



How to get pre-qualified

Start by answering a few questions about yourself and the home you’d like to buy.

1. Provide a financial overview

Self-report basic information about your income, credit score, and assets.

2. Receive a pre-qualification letter

Find out how much you may be able to afford.

3. Submit offers

Use your pre-qualification letter to show brokers and sellers you're a serious, qualified borrower.


Benefits of working
with us

Simple application

5 minutes or less

Variety of loan programs

Investment & Bridge

A global team

We understand your needs

Online closing

Remote closings available

Direct lender

We lend our own capital

Transparent fees

Fees are provided early on


Mortgage programs



Our investment mortgage allows us to qualify you based on the property’s potential rental income, not yours.

Improve cash flow with an interest-only period

Qualify using the property’s rental income

Close in under 30 days

Learn more



Our bridge mortgage is for when you need to qualify and close quickly. We’ll finance up to 60% of the property’s value for a 1 to 2 year term.

Interest-only for the full term

No prepayment fee

Close in as little as 10 days

Where we lend

Milo is licensed to help real estate investors and home buyers achieve their financial goals in many U.S. states. If you don’t see your state listed below, check back soon or contact us.

Investment properties

United States

Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and Wyoming.

Frequently asked

Ready to get pre-qualified?

Sign up for Milo to begin an application and receive a pre-qualification letter in less than 5 minutes.

1-888-433-6456 (MILO)

545 NW 26th Street, Suite 200
Miami, FL 33127


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Milo Credit, LLC is a direct lender and licensed under NMLS #1811449.
Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-128284. Not available in all states. Equal Housing Lender. NMLS Consumer Access

EQUAL CREDIT OPPORTUNITY ACT NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has, in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers Milo Credit’s compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.