Title Insurance

Title insurance is a one-time premium paid at closing that covers losses from problems with the home's ownership history: unpaid liens, boundary disputes, fraud, or missed heirs. Unlike most insurance, it protects against past events rather than future ones.

Lender's title insurance is required on every mortgage and protects the lender's lien position. Owner's title insurance is optional but highly recommended — it protects your equity. Both are usually issued at closing by the same title company.

Why it matters for Milo customers

Title insurance applies to Milo crypto-backed mortgages exactly like traditional mortgages. The crypto custody arrangement is separate from real estate title — it's a parallel system protecting the lender's collateral interest.

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