Title (Real Estate)

Title is legal ownership of a property, established and transferred through deeds recorded in the local land records (typically at the county recorder's office). The chain of title traces ownership from one party to the next over time.

A clean title (free of unresolved liens, encumbrances, or ownership disputes) is required to close on a purchase or refinance. Title searches uncover issues during the contract period; title insurance protects buyers and lenders from issues that surface after closing.

Why it matters for Milo customers

Title work on a Milo crypto-backed mortgage is identical to a conventional mortgage. The crypto collateral side runs in parallel — the property gets a lien and clean title transfer, and the crypto gets transferred to qualified custody. Two parallel chains, neither blocks the other.

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